Capital on Tap is thrilled to announce a momentous funding milestone, having raised 750,000,000 to accelerate its mission of empowering small businesses across the globe. Founded in 2012, Capital on Tap has become a trusted partner for over 200,000 small business owners who rely on its comprehensive credit card and spend management platform to access flexible funding, manage employee expenses, and earn valuable rewards on every pound spent. Recognized by Forbes and the Financial Times as one of Europe’s fastest-growing businesses, the company has now taken a significant leap forward by securing this substantial investment that will drive next-phase growth and innovation.
This fresh injection of capital will enable Capital on Tap to enhance its existing suite of services and further simplify business funding. The company is set to invest in technology upgrades that streamline the application process—already renowned for its speedy 2-minute turnaround—and expand the range of financial products available to its UK and US customers. In the UK, business owners already benefit from unlimited 1% cashback and generous credit limits of up to £250,000, while US customers enjoy 1.5% cashback along with credit limits extending up to $50,000. With the new funds, Capital on Tap is poised to extend these offerings, ensuring even more small businesses can thrive in competitive markets.
Beyond technology and product development, the funding will also support market expansion initiatives and strategic partnerships that will allow the company to reach a broader audience. This investment marks a new chapter in the Capital on Tap story—one that reaffirms its commitment to saving business owners time and money while powering growth and financial innovation for small businesses everywhere.
